Is £25,000 a Good Salary in Liverpool?
Updated June 2026 · HMRC 2026/27 rates · ONS data
Short answer: On £25,000 in Liverpool, your take-home is £1,793/month after tax. After estimated average costs in Liverpool, you have £213/month left.
Where Does £25,000 Rank in the UK?
UK median based on ONS ASHE 2025 full-time employee data. Local median derived from ONS regional pay data.
£25,000 After Tax in Liverpool
£1,793/month
Cost of Living in Liverpool on £25,000
Rent: ONS Private Rental Market Survey, April 2026. Energy: Ofgem price cap April 2026. Food: average spend.
Life on £25,000 in Liverpool
More manageable in lower-cost cities like Liverpool or Newcastle.
- Solo renting is possible in most areas
- Small amount of saving is realistic
- Budget lifestyle but not uncomfortable
- Better value than major cities
Even a £5k rise makes a significant difference at this level
Home Buying Timeline in Liverpool
How Does Liverpool Compare?
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Frequently Asked Questions
Is £25,000 a good salary in Liverpool?
£25,000 is manageable in Liverpool but not comfortable. After tax and average living costs, you have around £213 left — tight but liveable for many people.
Is £25,000 enough to live alone in Liverpool?
Yes, living alone on £25,000 in Liverpool is possible. Rent takes around 50% of your take-home pay, which is above the ideal 33% but manageable with careful budgeting.
Is house sharing common on £25,000 in Liverpool?
On £25,000 in Liverpool, many people choose house sharing as a way to reduce rent costs. House sharing typically brings rent down to £500–800/month, leaving more room for savings and other expenses.
What is the average salary in Liverpool?
The local median salary in Liverpool is around £36,000. On £25,000, you are below the local average, which means your salary is typical for the area.
Tax calculations based on 2026/27 HMRC rates for England, Wales and Northern Ireland. Scottish Income Tax rates applied for Edinburgh and Glasgow. Rent from ONS Private Rental Market Survey, April 2026. UK median salary from ONS ASHE 2025 (full-time employees: £37,430). Local salary medians derived from ONS regional pay data — approximations only. All figures are estimates. Last updated: June 2026.
Comfort level indicators are illustrative categories based on estimated disposable income and do not constitute financial advice. Individual circumstances vary significantly.