Salary Reality Checker

See what your salary actually means where you live

£
Please enter a valid salary (must be a positive number)
Scottish Income Tax rates will apply to your calculation.
  • London
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Scottish Income Tax rates will apply to your calculation.

Your Monthly Take-Home

£0
Gross: £0/mo Tax: £0/mo NI: £0/mo

Your Monthly Costs in —

You have £0 left each month

Estimated annual savings: £0

Rent is 0% of your take-home pay

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Income tax calculated using 2026/27 HMRC rates. Scottish Income Tax rates applied for Edinburgh and Glasgow. England, Wales and Northern Ireland rates are frozen until 2031. Rent figures from ONS Private Rental Market Survey, April 2026. Energy costs based on Ofgem price cap, April–June 2026. Water costs are regional estimates. All costs are editable — update them to match your actual bills.

This tool provides estimates only and does not constitute financial advice. Comfort level indicators are illustrative categories based on estimated disposable income and do not constitute financial advice. Individual circumstances vary significantly.