Living in Liverpool: Salary, Housing & Cost of Living (2026)

Updated June 2026 · ONS data · HMRC 2026/27 rates

£900 avg rent/month ONS, April 2026
£185,000 avg house price ONS, March 2026
£36,000 local salary median ONS ASHE 2025 est.
£70/mo avg transport cost monthly estimate

Is My Salary Enough in Liverpool?

See how far different salaries go in Liverpool after tax and living costs.

Is £25,000 enough in Liverpool? → Is £30,000 enough in Liverpool? → Is £35,000 enough in Liverpool? → Is £40,000 enough in Liverpool? → Is £45,000 enough in Liverpool? → Is £50,000 enough in Liverpool? → Is £60,000 enough in Liverpool? → Is £75,000 enough in Liverpool? →

Can I Afford a House in Liverpool?

See whether different salaries can cover the average Liverpool house price of £185,000.

£25,000 salary in Liverpool ✗ Out of reach → £30,000 salary in Liverpool ✗ Out of reach → £35,000 salary in Liverpool ✗ Out of reach → £40,000 salary in Liverpool ✓ Affordable → £45,000 salary in Liverpool ✓ Affordable → £50,000 salary in Liverpool ✓ Affordable → £60,000 salary in Liverpool ✓ Affordable → £75,000 salary in Liverpool ✓ Affordable →

Liverpool vs Other Cities

See how Liverpool compares to other UK cities for cost of living and salary.

Liverpool vs London Rent £1,200 /mo cheaper in Liverpool
→
Liverpool vs Manchester Rent £449 /mo cheaper in Liverpool
→

Calculate Your Personal Numbers for Liverpool

The figures above are based on average costs. Use our tools to enter your exact situation and get personalised results.

Salary Reality Checker See your take-home pay and disposable income in Liverpool → Housing Affordability Tool See when you can afford to buy in Liverpool → Should I Move Simulator Compare Liverpool with other UK cities →

Frequently Asked Questions

What is the average rent in Liverpool?

The average rent for a one-bedroom property in Liverpool is £900 /month, based on ONS Private Rental Market Survey data for April 2026.

What is the average house price in Liverpool?

The average house price in Liverpool is £185,000, based on ONS UK House Price Index data for March 2026. The average flat price is £148,000.

What is the average salary in Liverpool?

The estimated local median salary in Liverpool is £36,000, derived from ONS regional pay data (ASHE 2025). This is £1,430 below the UK full-time median of £37,430.

What salary do I need to live comfortably in Liverpool?

Based on average costs in Liverpool, a single person would need around £2,700 gross per year for rent to stay within 33% of take-home pay — a commonly used affordability guideline. Individual circumstances vary significantly.

Rent from ONS Private Rental Market Survey, April 2026. House prices from ONS UK House Price Index, March 2026. Local salary median derived from ONS regional pay data (ASHE 2025) — approximation only. All figures are estimates. Last updated: June 2026.